Clear fees. Agreed upfront.
You pay us — never the products we recommend. Every cost is agreed in writing before any work begins, so you always know exactly what you're paying for.
How we charge
Black Ink is independent and fee-only. We're paid directly by you, so our advice is never influenced by product commission or provider incentives. No hidden costs, no surprises — just a fee agreed before we start.
A fee that buys real value.
Recommendations chosen for you across the whole market — never for commission.
Cashflow modelling and stress-tested scenarios, so every decision is evidence-first.
We keep the plan on track as life, markets and tax rules change.
Multiple tax systems handled as one coherent plan — across 25 jurisdictions.
Real people, plain language, whenever you need them.
Every cost agreed upfront and in writing. You always know what you pay, and why.
Simple, and always agreed first.
A one-off fee for building your plan — a fixed amount or a percentage, agreed before any work begins.
A clear annual fee for continuous management, reviews and direct access to your adviser.
We never take commission from providers. Ever.
Your exact figures are confirmed at your first consultation, in writing — after we understand what you actually need.
“Fees agreed upfront and explained in plain terms. We always knew exactly what we were paying for — and why it was worth it.”Private client · London — 4.8 ★ average · 148 reviews